Job Description
The Chief Executive Officer CEO serves as the strategic and operational leader of the Microfinance Bank, responsible for driving growth, profitability, innovation, and financial inclusion. The role oversees all core business functions including Operations, Finance, Technology, Risk, Credit, HR, Marketing, and Compliance.
Key Objectives
The CEO is accountable for:
• Strategic Leadership & Growth – Market expansion, digital banking strategy, business model innovation, profitability.
• Financial Management – Capital raising equity/debt, liquidity, P&L optimization, investor relations.
• Risk & Governance – Strong risk culture, credit portfolio quality, regulatory compliance CBN/AML/CFT.
• Product & Digital Innovation – Microfinance/SME lending, digital channels, API/fintech integrations.
• Operational Excellence – Process automation, cost efficiency, customer experience.
• People & Culture – Talent development, performance culture, leadership & diversity.
• Brand & Stakeholder Management – Ecosystem partnerships, regulatory and industry representation.
Key Responsibilities Highlights
• Define and execute long-term vision and growth strategy.
• Lead digital transformation, product development, and analytics.
• Strengthen enterprise risk management and compliance.
• Manage capital raising and investor relationships.
• Improve operational efficiency, cost optimization, and service delivery.
• Build a high-performing leadership team and inclusive culture.
• Drive partnerships CBN, NIBSS, telcos, fintechs, DFIs, NGOs.
Qualifications
• Bachelor’s degree in Finance/Business/Economics or related field; MBA required.
• Professional certifications CFA, ACCA, ICAN, CIBN, PRM/FRM are an added advantage.
• 10–15+ years senior leadership experience in financial services, microfinance, retail banking, digital lending or fintech.
• Track record in digital financial platforms, capital raising, and credit/risk management.
Key Skills
• Visionary leadership, strong financial and risk acumen, innovation and digital fluency, stakeholder engagement, ethical judgment, people leadership, and execution discipline.
Performance Metrics
• Profitability & portfolio growth, risk/portfolio quality PAR/NPL, operational efficiency, customer growth & NPS, digital adoption, culture & talent metrics, capital raised and regulatory relationship quality.
Compensation
₦18M – ₦24M net/year
Performance bonuses, pension, health insurance, executive benefits, international travel, official car & operational allowance.