Job Description
DUTIES & RESPONSIBILITIES
• Manage relationships with existing creditors, DFIs, correspondent banks, and institutional lenders.
• Coordinate drawdowns, rollovers, and repayments of borrowings in line with approved schedules.
• Support the Head of Treasury in funding mix optimization tenor, pricing, currency, concentration.
• Preparation and monitoring of monthly cash flow projections.
• Monitor financial and non-financial covenants under loan and funding agreements.
• Ensure timely submission of required reports and information to creditors.
• Escalate potential covenant breaches or funding risks promptly to the Head of Treasury.
• Prepare periodic creditor reports, utilization schedules, and funding status updates.
• Maintain accurate records of all borrowing agreements, term sheets, and correspondence.
• Support audit, regulatory reviews, and due diligence exercises related to borrowings.
• Liaise with Finance, Risk Management, Legal, and Compliance units on creditor matters.
• Preparation of ALCO reports and also provide inputs to papers on funding, liquidity, and concentration risks.
• Support negotiations on pricing, terms, and restructuring where applicable.
EDUCATION AND EXPERIENCE
• Education: Bachelor’s degree in Finance, Accounting, or related field. Professional certifications such as ACA mandatory
• Experience: Minimum of 5–8 years’ experience in banking or treasury operations.