Job Description
Responsibilities:
• Maintain and
update the loan book: track disbursements, repayments, and outstanding
balances.
• Initiate loan
disbursements in line with approved policies.
• Post and
reconcile customer repayments on the Loan Management System (LMS).
• Generate
customer account statements and deposit certificates.
• Monitor
Portfolio at Risk (PAR) and support recovery processes.
• Prepare and
update collections schedules, working with the Recovery team to reduce
delinquency.
• Process
monthly payroll and ensure statutory deductions are remitted on time.
• Monitor daily
cash flow to ensure liquidity is maintained.
• Assist in
monthly financial close, reconciliations, and management reports.
• Prepare and
submit statutory reports to: Central Bank of Nigeria (CBN), Nigeria Deposit Insurance Corporation (NDIC), Tax authorities and Credit Bureaus.
• Ensure strict
adherence to regulatory timelines and requirements.
• Maintain
accurate and complete financial documentation and correspondence.
Requirements:
• B.Sc./HND in Accounting, Finance, or related field.
• 2–4 years of
finance/accounting experience, preferably in banking, fintech, or financial
services.
• Solid
knowledge of accounting principles and Nigerian financial regulations.
• Proficiency
in Microsoft Excel and familiarity with accounting/finance software.
• High
attention to detail, integrity, and data accuracy.
• Strong
organizational skills with ability to manage multiple priorities.
• Experience with Loan Management Systems (LMS) or Core Banking
Software.
• Knowledge of
IFRS standards (esp. IFRS 9).
• Familiarity
with digital payments, wallets, or PSP reconciliation.