Job Description
ABOUT THE COMPANY
Polaris Bank Limited is a Tier II Nigerian, private limited liability company, wholly-owned by Strategic Capital Investment Limited (SCIL) following the successful divestment of the FGN/CBN in October 2022
JOB SUMMARY
RequirementsBachelor's degree in Finance, Accounting, Economics, or a related field (an advanced degree or professional certification is a plus).Minimum of 7 years of progressive experience in commercial banking or corporate lending. A proven track record in credit analysis, portfolio management, and successful business developmentStrong command of commercial banking products and the regulatory landscape.Exceptional communication, negotiation, and presentation skills.
RESPONSIBILITIES
• Cultivate and manage strategic partnerships with commercial clients, showcasing your ability to grasp complex business needs and deliver highly customized banking solutions.• Transform transactional interactions into trusted advisory relationships, setting yourself apart by consistently generating long-term value for our clients.• Perform in-depth financial analysis and viability assessments, demonstrating your precision in interpreting financial statements and cash flow projections.• Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters, reflecting your sound judgment in structuring facilities.• Proactively identify and convert new business opportunities, leveraging your robust network and market awareness to significantly expand the bank's commercial footprint.• Anticipate client needs and recommend innovative financial products that directly support their expansion and operational efficiency, truly excelling in your advisory role.• Monitor portfolio performance with a vigilant eye for early risk indicators, distinguishing yourself through proactive and effective mitigation strategies.• Maintain unwavering adherence to banking regulations, demonstrating your current knowledge of compliance requirements and industry best practices.• Collaborate seamlessly with internal teams to deliver an unparalleled client experience, setting yourself apart through your skill in coordinating complex financial solutions.
REQUIRED SKILLS
Corporate banking, Risk management, Compliance
REQUIRED EDUCATION
Bachelor's degree