Job Description
Job Summary
• We are looking for a results-driven and customer-oriented Business Development Officer to join our team.
• In this role, you will be responsible for driving the bank's growth by identifying new business opportunities, mobilizing deposits, marketing loan products, and managing client relationships.
• The ideal candidate possesses excellent communication skills, a strong network, and a passion for financial inclusion and sales.
Key Responsibilities
• Client Acquisition & Marketing: Source for new individual and corporate clients to actively market the bank’s deposit and loan products.
• Deposit Mobilization: Meet and exceed set monthly targets for deposit mobilization and account opening.
• Loan Portfolio Management: Evaluate loan applications, conduct thorough credit appraisals/site visits, and ensure high-quality loan disbursement.
• Relationship Management: Maintain excellent relationships with existing clients to ensure customer retention, repeat business, and referrals.
• Recovery & Monitoring: Monitor loan repayment schedules and follow up with clients to ensure zero tolerance for default and maintain a healthy Portfolio at Risk (PAR).
• Market Intelligence: Keep track of market trends, competitor activities, and customer feedback to suggest product improvements.
Requirements & Qualifications
• Education: . or HND in Marketing, Business Administration, Banking and Finance, or any related field.
• Experience: 2–4 years of active experience in marketing or business development within a Microfinance Bank or commercial bank.
• Proven track record of meeting and exceeding sales/mobilization targets.
Skills:
• Strong marketing, negotiation, and persuasion skills.
• Good understanding of micro-lending and credit risk assessment.
• Excellent communication and interpersonal skills.
• Proficiency in basic computer applications (MS Word, Excel).
Personal Attributes:
• Target-driven, self-motivated, honest, and able to work under pressure with minimal supervision.
Salary
N200,000 - N300,000 / month.