Relationship Manager - Commercial Banking North(Kogi, Suleja Aluminium)

Description

Duties & Responsibilities

• Book quality assets and ensure effective portfolio monitoring for early detection of defaults.

• Work closely with the Business Manager in the execution of the team’s functions and activities.

• Champion the drive for deposit mobilization and trade transaction

• Provide the best customer service available in the industry.

• Develop and maintain relationship with clients by providing professional and specialized financial solutions in all areas.

• Assist in Transaction Memos and provide relationship background and financial information support, as necessary.

• Provide support in the structuring of credits in line with business potentials.

• Manage and deepen relationships with existing and prospective customers.

• Win new accounts and resuscitate dormant relationships.

• Market the bank’s products to meet customer needs.

• Initiate development of products required to meet customer needs.

Education
Minimum Education: First Degree or its equivalent in any discipline preferably business-related.

Higher Degrees and relevant Professional Certificate will be an added advantage.

Experience

Minimum experience – 3 years relevant banking (marketing and credit) experience

Knowledge

• Good Knowledge of the business environment

• Credit/Risk Management

• Banking structure, policies, and procedures

• Customer Service

• Strategic Business Planning

Skill/Competencies

• Negotiation skills

• Strong networking and relationship

• Management skills

• Reasoning and analytical skills

• Deal structuring skills

• Strong credit and marketing skills

• Excellent people management skills

• IT and Computer appreciation

• Communications skills (written and oral)

• Portfolio Management

• Credit Assessment and Structuring

• Marketing/ Sales

• Business/ Product Development

• Customer Relationship Management

• Budget Planning & Control

• Financial Analysis Business

• Operational Strategy

NOTE: Only Shortlisted Applicants will be contacted.