Job Description
Company Description Cray provides technology-driven financial solutions that power global money movement for businesses of all sizes. The organization focuses on secure, compliant, and scalable transaction services that help clients operate confidently across borders.
Cray’s connected platforms are designed to simplify complex payment workflows while meeting regulatory and industry standards. Team members join a fast-paced environment where innovation, risk management, and customer trust are core priorities.
Role Description
This is a full-time, on-site Compliance Officer role based in Lagos State, Nigeria.
The Compliance
Officer will oversee daily regulatory and compliance activities for Cray’s banking and payment operations, including monitoring transactions, reviewing customer onboarding documentation, and ensuring adherence to local and international financial regulations.
Responsibilities include drafting and updating compliance policies and procedures, conducting internal compliance reviews, supporting regulatory audits and inspections, and escalating potential compliance breaches or suspicious activities. The role will collaborate with operations, legal, and risk teams to implement effective controls, deliver staff training on compliance requirements, and maintain accurate records and reports for regulators and internal stakeholders.
The Compliance
Officer will also stay current on evolving regulatory frameworks and recommend changes to keep Cray’s products and processes aligned with best practices.
Qualifications
• Strong knowledge of banking regulations, financial compliance standards, and anti-money laundering (AML) and counter-terrorist financing (CTF) frameworks.
• Experience in compliance monitoring, risk assessment, internal controls, and policy development within financial services or fintech.
• Ability to interpret regulatory guidelines, prepare clear documentation and reports, and support audits and regulatory examinations.
• Excellent analytical, problem-solving, and investigative skills, with attention to detail and sound judgment in decision-making.
• Effective written and verbal communication skills, with the ability to explain compliance requirements to technical and non-technical stakeholders.
• Proven ability to work collaboratively with cross-functional teams and maintain confidentiality and integrity in handling sensitive information.
• Bachelor’s degree in Law, Finance, Business, Economics, or a related field; professional certifications in compliance or risk (e.g., CAMS, CCO, CRCP) are an advantage.
• Relevant work experience in banking, payments, or fintech compliance within Nigeria or similar regulatory environments is highly beneficial.
