Job Description
ABOUT THE COMPANY
Moniepoint is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale.
Moniepoint Incorporated (formerly TeamApt Inc.) was founded with the vision to create a society where everyone experiences financial happiness. We are the parent company of TeamApt Limited, a Central Bank of Nigeria (CBN) licensed Switch and Processor, and Moniepoint Microfinance Bank, a CBN-licensed Microfinance Bank.
JOB SUMMARY
Lead end-to-end risk assessment design for new products and features within your squadDevelop and maintain credit policies and decision rules aligned with company risk appetiteCollaborate with the Decision Science team to develop credit scorecardsMonitor portfolio quality and produce portfolio performance reportsPartner with Decision Science to develop credit scoring models and monitor their effectivenessIdentify and mitigate operational, fraud, and process risks in collaboration with wider teamsProvide risk-based input on pricing, limits, and product designMaintain dashboards and analytics for repayment behaviour, cohort trends, and other risk KPIsAct as the squad’s liaison to central Compliance/Legal and escalate issues promptlyChampion a “risk by design” culture by educating squad members on best practicesRequirementsA minimum of 3 years experience in consumer credit portfolio managementStrong knowledge of regulatory requirements (CBN guidelines, AML/CFT, Data Protection, etc.)SQL Essential, Python (NumPy, Pandas etc.) desirableDemonstrable experience in Credit Risk management (acquisition optimisation, portfolio management etc.)Ability to balance commercial goals with risk appetiteExcellent communicator - can translate risk concepts for product/engineeringA good knowledge of financial analysis is an added advantageAn empathetic, inclusive and curious attitude
REQUIRED SKILLS
Risk analysis, Compliance, Analytics, Credit auditing, Financial analysis, Reporting
REQUIRED EDUCATION
Bachelor's degree
